Convenient Credit Solutions for Canadians
What Are You Looking For Today?
Personal Loan
Car Loan

loan-purpose

How Much Would You Like to Borrow?

Under $500
$500 - $1,500
$1,501 - $3,000
$3,001 - $5,000
$5,001 - $7,500
$7,501 - $15,000
credit-rating

What is Your Estimated Credit Rating?

Good (651 +)
Fair (550 - 649)
Poor (400 - 549)
Very Poor (399 or less)
Current Bankruptcy
No Credit
loan-purpose

What Is the Purpose of This Loan?

Debt Consolidation
Bill Payments
Auto Repairs & Upgrades
Leisure & Vacation
Home Repairs & Renovations
Other
loan-purpose

What Is Your Name?

loan-purpose

What Are Your Contact Details?

Qualify to become a Member of the Canada Drives® Affinity Program, a program offered by Fresh Start Finance. Membership in the Affinity Program is governed by the Rules of Membership in Canada Drives® Affinity Program (available here). By clicking on the Continue Button, I confirm my agreement to become a Member of the Canada Drives® Affinity Program, my agreement to Canada Drives® General Terms of Service and my consent to Fresh Start Finance, members of Canada Drives® Group, and lenders obtaining credit reports about me to facilitate my application for a loan.

Are You Sure You Want to Continue Without Improving Your Application?

Your application will still be processed, but if you complete these additional steps we can get you your money in as little as 24 hours!

Your Session Will Expire in:

If you are still working on submitting your documents please click 'Continue Working'

Continue Working

Get Your Money Faster!

Please complete these following 4 steps to improve your application and recieve your funds faster, as soon as tomorrow!

Banking Details
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Verify Identity
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Verify Income
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Verify Address
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Without Improving Your Application

Where Should We Send Your Money?

In order to get the fastest approval for the highest amount possible we need to verify your banking details.

Which bank do you currently use?

RBC
TD Canada Trust
Scotiabank
BMO
CIBC
Other

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1-Step Bank Verification

Enter the same login details you use for your online banking.
View more details.

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Example Credit Card

Why Verify?

Fast turnaround: Get your loan approval much faster compared to other options. Avoid having to search around and send in bank statements and void cheques.

Get the best approval: By using our verification tool you are providing us with the most up to date transaction and income history allowing us to give you the highest approval amount possible.

Safe & Secure

Bank Level Security: This service uses bank-level security with a 128 bit encryption. Fresh Start Finance does not have access to save your login and password.

Read Only Information: The information retrieved is "read only". You are not giving anyone access to make changes or move money from your bank account by using this service.

Verify Your Identity

Please upload an image of the front of your Government Issued ID to complete your loan application.

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When uploading please make sure we can see all 4 corners of the document and that the image is clear.

Verify Your Income

We accept many types of income. Please upload any of the following:

  • Full-Time or Part Time: Last 2 pay stubs.
  • Self Employed: Last 2 notice of assessments.
  • Child Tax: 90 days of bank statements.
  • Disability: Disability statement showing long term and the full amount.
  • EI: Record of employment.
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If Required
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When uploading please make sure we can see all 4 corners of the document and that the image is clear.

Verify Your Address

Please upload an image of a recent bill or any piece of mail with your name, address, and a date within the last two months. Most commonly this is a phone, internet, or gas bill.

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When uploading please make sure we can see all 4 corners of the document and that the image is clear.