Convenient online personal loans

Simple application process, fast approvals, no hassle.

Get approved today for up to $15,000 without
ever having to leave the comfort of your home.

We are not a payday lender. Our flexible personal loans are much more affordable than any payday loan and there are no hidden costs, application fees, or maintenance fees.

Why borrow from Fresh Start Finance?

Pay Bills

Reduce Debt

Vehicle Repairs


Build Credit

Education Expenses

Get started online.

We understand that you are busy and that your time is valuable; that’s why our application is tailored to you! After applying online you can choose whether to get approved by text or a phone call.

Get approved by text...

Don’t feel like talking to anyone? Too busy to speak on the phone? We can complete the entire process though text messaging!

Or by phone.

If you are more comfortable speaking to a live representative we will happily get you approved over the phone.

Skip the bank.

No lineups, no meetings, no stress. After we have completed your loan application and verified all necessary documents to get you approved we will deposit your funds directly into your bank account.

Get your cash, fast!

Typically the entire process takes less than 24 hours to complete. That means if you apply right now you could have the funds in your bank account as soon as tomorrow - without ever having to leave your home.

Get Approved for a Personal Loan

Loans up to $15,000.
APR: 29.99%-46.96%.
Terms from 9-60 Months.

Example: $1,000 borrowed for 12 months at 46.96% APR.
Bi-Weekly payment = $48.51, total repayment with
interest: $1,261.17. Total cost of the loan $261.17.

No application fees.
No maintenance fees.
No hidden costs.